verifiedRBI Regulated NBFC

CASH BEFORE PAYDAY

Your Salary, Your Terms — Get It When You Need It. No collateral, no paperwork, just instant cash in your account.

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Joined by 50k+ Professionals
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5-Minute Approval

Instant decision, no waiting

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RBI-Compliant NBFC

Safety and Trust first

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1% Per Day

Simple, no surprises

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Bank-Grade Encryption

Your data is always secure

Transparency

YOUR LOAN, YOUR MATH

₹50,000
5,0001,00,000
30 Days
7 Days60 Days

Total Repay

₹65,000

Principal
₹50,000
Interest (1% pd)
₹15,000
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Instant Disbursal

Money hits your bank account within minutes of final approval, any time of day.

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100% Digital

No physical visits. Entirely paperless journey from application to repayment.

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Flexible Tenure

Choose your repayment date to align perfectly with your next salary credit.

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Transparent Pricing

No hidden charges or prepayment penalties. Know every Rupee before you sign.

Get Cash in 3 Easy Steps

Simpler than ordering coffee

1

Verify Identity

Quickly link Aadhaar/PAN for instant paperless KYC.

2

Quick Assessment

Our AI credit engine evaluates your profile in seconds.

3

Money Transferred

Funds sent directly to your verified bank account.

Who Can Apply?

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Age 21+

Must be an Indian citizen above 21 years of age.

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Salaried Professional

Regular employment with an established company.

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Minimum Income

A minimum monthly net take-home of Rs 25,000.

Diverse Indian professionals - salaried and self-employed workers

Stop waiting for pay day.

Join thousands of professionals who use PaySay to bridge their month-end cash gaps responsibly.