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PaySay is India's first and only Instant use credit card. Sign-up to approval to your first payment takes just 3 minutes. No need to wait 3 weeks for your credit card to arrive. HOW TO GET PAYSAY? Simply download our mobile app and sign up with your mobile no. We need very basic KYC documents and approve your application instantly without any manual intervention. As soon as your application is approved you will see your credit limit on the screen. Your credit card is now active. DOCUMENTSCredit Card APR compared - A comprehensive guide 2018
Credit Card APR is the Annual Percentage Rate of your credit card. Simply put, this is the rate of interest applicable when you are late on your payments. APR is calculated daily and is applicable on the Total Amount Due, and not just the principal amount. This means that if you have a late payment fee applied, then you will need to pay interest on that as well. HOW TO AVOID PAYING CREDIT CARD APR? Credit cards have an interest-free period of up to 45 days. Your credit card bill has this dateHow to make credit card payment
Credit card bill due date is nearing but not sure how to pay? Here's a quick and comprehensive guide on how to make your credit card payment. WHERE TO DEPOSIT CREDIT CARD PAYMENT? All credit cards have a bank account linked to them in which the record of your payments is maintained. Making your credit card payment is simply a matter of adding money to this account.Here are some ways in which you can do this: ONLINE PAYMENT BY DEBIT CARD / NETBANKING Making your credit card payment onlineCheck credit card application status
HDFC BANK WHAT YOU WILL NEED: * Application Reference no. -or- Application form no. -or- Date of Birth * Mobile no. ICICI BANK WHAT YOU WILL NEED: * Application no. * Mobile no. * Date of Birth AXIS BANK WHAT YOU WILL NEED: * Application no. * Date of Birth STATE BANK OF INDIA WHAT YOU WILL NEED: * Application / Reference no. MORE BANKS: MY BANK IS NOT LISTED ABOVE. WHAT SHOULD I DO ? HOW LONG WILL IT TAKE TO GET YOUR CREDIT CARD? HOW CAN I SPEED UP THIS PROCESS? THISDebit Card Vs Credit Card – All you need to know
Debit Card vs Credit Card – What’s the difference? Debit cards and credit cards are commonly used terms and it is easy to think that they are the same. However, both are very different from each other and it is important to know the differences between a debit card vs credit card. DEBIT CARD: Debit cards are always linked to a bank account. When you make a purchase using a debit card, money is immediately deducted from your bank account. If you don’t have sufficient balance in your bankAadhaar Virtual ID - Everything you need to know
HOW DOES THIS AADHAAR VIRTUAL ID WORK? "123456789""abc123""abc123" HOW DOES THIS PROTECT ME? BUT..ISN'T THIS JUST LIKE HAVING A NEW AADHAAR NUMBER? INSTEAD OF "123456789", NOW MY AADHAAR NUMBER IS "ABC123" (THE VIRTUAL ID I JUST CREATED)? SO, I CAN CREATE AS MANY AADHAAR VIRTUAL ID'S AS I WANT? OK, BUT WHENEVER I MAKE A NEW VIRTUAL ID, I WILL HAVE TO GIVE MY AADHAAR NO. TO THE AGENT/ENROLLMENT CENTRE? AND THEY CAN STILL SAVE MY AADHAAR? DOES EVERYONE NEED TO GET A AADHAAR VIRTUALHow to get cash from an American Express Card?
IDBI BankHDFC Bank CHARGES FOR CASH ADVANCE : Tired of waiting for your credit card application to be processed? Get instant credit with PaySay. No document upload, no waiting. Start paying 3Credit Card basics - All terms explained
CREDIT LIMIT This is the maximum amount of money which you will be able to spend using your card before you have to pay your bills. Once you pay your bills, the limit will again be available for expenses. If the bank sees a good transaction history and timely re-payment, they will be happy to increase this limit for you. JOINING FEE The one-time payment you will make to get your card. A lot of entry-level cards have zero joining fee ANNUAL FEE The amount the card company will charge youWhy shopkeepers ask for 2% extra when paying with card
Charges are higher for Credit Cards as the bank also has to recover the cost of lending money to the customer. SO WHY DO THEY CHARGE EXTRA? IT'S USUALLY ONE OF TWO REASONS. 1. Some Merchants don't associate a cost with collecting cash; which is incorrect. Cash needs to be kept secured and monitored at all times, it needs to be deposited to the Bank regularly and cash sales need more accounting effort. There’s also the issue of theft with cash. 2. The cost is actually really high in someVisa vs MasterCard - Which one is better ?
there is no clear winner Both VISA and MasterCard are very big corporations and have similar statistics in terms of no. of users, cards deployed and the no.of merchants where they are accepted. WHAT DO VISA AND MASTERCARD ACTUALLY DO? HOW TO DECIDE WHICH CREDIT CARD TO GET? Your decision on which credit card to get should depend on what features and rewards the Credit Card issuer is giving you and not too much on the choice of VISA and MasterCard. Both of them have the same type of cards,Download the app now
Our mission at Paysay is to give easy access to daily use credit to everyone and enable financial freedom with dignity.